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Personal & Business Finance

Know your money

The only finance app that handles personal spending, business expenses, loans, and projections — all in one place.

Start for Free See Features
$
Available Balance
$8,247.50
June In$5,840.00
June Out$3,192.40
🛒
Woolworths
Groceries · Today
−$127.40
💼
Salary
Income · 28 May
+$2,920.00
🏠
Rent
Housing · 27 May
−$1,500.00
56
Weeks ahead projection
9
Loan types supported
80+
Merchant logos
$0
Credit card to trial
What's Inside

Everything your
finances need

Built by a credit professional with 40 years of industry experience. No fluff — just the tools that actually matter.

Loan Calculator

Real equity
tracking

Not just a repayment calculator — a full equity engine. See what your asset is worth today after depreciation or appreciation.

Monthly Payment
$2,847.00
P&I · 25 years
Total Interest
$354,100.00
Over full term
Current Equity
$147,250.00
Property $620k · Loan $472.75k
Property Value
$620,000.00
5% p.a. growth · Yr 4
Year 1
$64,250
Year 3
$98,840
Year 5
$147,600
Year 25
$1,241,500
Pricing

Start free.
Grow when ready.

No credit card required to start. A free trial unlocks all features the moment you need them.

Security & Privacy

Your data belongs
to you. Full stop.

Built with a security-first architecture. Every layer is designed so that even a database breach exposes nothing readable.

🔐
AES-256 Encryption at Rest
Every transaction and account name encrypted in the database. Unique key per user — breaching one account cannot compromise any other.
🏛️
AWS KMS Key Management
Keys managed by AWS KMS. The master key never leaves AWS infrastructure. Your data and its keys live in two completely separate systems.
🛡️
Envelope Encryption
Two independent breaches required to decrypt any user's data — the database AND valid AWS credentials. One breach alone reveals only ciphertext.
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PIN + bcrypt Authentication
PINs hashed with bcrypt. Session tokens expire after 30 days. Multi-profile — each person has fully isolated data behind their own PIN.
🌏
Regional Data Residency
Data stored in your region. AWS infrastructure. KMS key is region-locked. Your financial data never crosses regional boundaries.
🚫
Zero Data Selling
No advertisers. No third-party analytics on your transactions. Your spending patterns inform your projections, not ad targeting.
Security Statement

User data is encrypted at rest using AES-256 envelope encryption via AWS KMS. Each user has a unique data key. A database breach exposes only ciphertext — decryption requires valid AWS credentials AND the per-user encrypted key stored separately.

AES-256 at rest
HTTPS in transit
AWS KMS managed
Per-user key isolation
Regional data residency
No data selling
Early Users

Built on
40 years of expertise

Designed by a credit management professional who spent four decades watching people struggle with the same financial problems. Every feature solves a real pain point.

Ready to take control?

Start free. No credit card. No commitment.

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